![]() ![]() the make and model details if you’re claiming for damaged electrical items.any photos or documents related to the claim, and.details about when the event occurred and what happened,.Making a home insurance claim online with Suncorp is easy! It will only take around 10 minutes and all you need is: How to claim for water damage Make a home insurance claim online Read our tips to avoid water damage while you’re away on holiday. You’ll need to locate your shutoff valve, which is often beside the water meter, or in places such as the basement or garage. That’s why turning off your mains water supply can help prevent any water damage. When your pipes aren’t being used regularly, pressure may build up and this could cause them to burst. Water leaks can easily happen when you’re away. Turn off the water mains when you’re going away This can help safeguard your home against unexpected water damage. If you think yours need replacing, it might be worth getting a licensed plumber to install them. It’s important to check these regularly as, like most things, they aren’t designed to last forever.Ĭheck for wear and tear such as discolouration, exposed rubber lining or the braid being separated or splintered. If they’re not correctly installed or maintained, flexi hoses may cause water leaks or burst which can leave your bathroom, laundry and kitchen areas flooded. They’re the plumbing connection from the water main to major household items like sinks and toilets. We don't cover wear, tear and gradual deterioration or loss or damage as a result of a gradual process of liquid leaking, splashing, dripping or overflowing.įlexi hoses come installed in many Australian homes. If you find a fault or you’re unsure about something, you might want to speak to a licensed plumber about what to do next. Whether you’re in the kitchen, bathroom or toilet, take a few minutes to check tap fittings and pipes at their base, and inspect any walls, floors and ceilings for signs of water damage and mould. This won’t take long and can save you a big headache down the track. This may include water damage sustained to your home and/or contents due to a storm which may be accompanied by heavy rain or hail.įor more information on what to do before, during and after a flood, check out our essential flood checklist.Įxplore Home And Contents Insurance How to check for and prevent water damage in the home Look out for water leaks We also cover loss or damage caused by storm. We define “flood” as the covering of normally dry land by water that has escaped or been released from the normal confines of a lake, river, creek, natural watercourse, reservoir, canal or dam. Does home insurance cover flood damage?Ĭover for loss or damage caused by flood is included with all Suncorp Home and Contents Insurance policies (except within the first 72 hours of taking out a new policy).^ It’s also up to you to keep your appliances and plumbing maintained and in a reasonable condition - you might not be covered if the water damage is caused by a leak you could have been aware of.Įxclusions apply. the home doesn’t already have resiliency building enhancements.an authorised member of our supplier network can undertake the work, and.the assessed repair or rebuilding quote is more than $50,000 or 10% of the home sum insured (whichever is higher),.Our Build it Back Better feature is available when your claim is covered, and: With resiliency building enhancements, we aim to help give your home an extra line of defence against water damage.* If you’re eligible, we won’t just repair or rebuild your home after an insured event – we’ll provide you with a range of options to choose from to build it back more resilient – like the use of flood-resistant materials, raising power points higher or the installation of new flexi hoses. We also have our new Australia-wide industry first Build it Back Better feature. water mains, fire hydrants or water supply pipes.baths, sinks, toilets and basins (but not showers).fixed tanks, swimming pools, spas and waterbeds.drains, fixed pipes, drainage and sewage systems (that don't form part of a shower cubicle wall, floor or base).refrigerators, freezers, dishwashers and washing machines.Suncorp’s Home and Contents Insurance covers loss or damage caused by liquid leaking, overflowing or bursting from: And while some incidents are unavoidable, having the right home and contents insurance can help to make sure you’re prepared.Įxplore Suncorp Home and Contents Insurance What does home insurance cover? Suncorp’s Home and Contents Insurance will cover you for damage or loss caused by certain water leaks under Escape of Liquid’. ![]()
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